To explore the mechanism of stress perception in the relationship between money scarcity mindset and money environment compound intertemporal decision-making, this study conducted pre experiments and formal experiments. A preliminary experiment was conducted on 110 college students to verify the effectiveness of manipulating the money scarcity mindset; 250 college students were selected for the formal experiment, using a two factor intergroup design of 2 (money scarcity mentality: scarcity/non scarcity)×2 (stress perception: high/low), combined with money environment compound intertemporal decision-making tasks and scale measurement for research. The results showed that under high pressure, the group with scarce money tended to have immediate economic benefits; Under low pressure, both the money scarce and non scarce groups prefer long-term environmental benefits; And this effect is consistent in both short-term (1 year) and long-term (3 years) tasks. This study suggests that stress perception plays an important role in the impact of money scarcity mindset on money environment compound intertemporal decision-making, providing important references for understanding individual decision-making behavior in environmental governance.

pressure perception')">"> pressure perception, money scarcity mindset, money environment composite decision-making, intertemporal decision-making